Bill is a founder and the Managing Partner of Upper Valley Wealth Management. He has worked with families as a financial advisor for many years and holds the Chartered Financial Analyst ("CFA") designation.

Prior to creating Upper Valley Wealth Management, Bill was the Branch Manager, responsible for day-to-day operations of the branch and its advisors, of the Hanover, NH Wells Fargo Advisors location which he joined in 2003.  

Before entering wealth management, Bill was an associate at North Castle Partners, a private equity investment firm in Greenwich, CT and worked in investment banking at Adams, Harkness & Hill in Boston, MA.  

Bill has 30 years of experience in financial services and is a graduate of Dartmouth College. Bill serves as a member of the Investment Committee of the Montshire Museum of Science.  He previously served as a trustee of the Montshire and served on the Upper Valley Regional Advisory Board of the New Hampshire Charitable Foundation.

Experience 

⦁ 2021 – present : Upper Valley Wealth Management, Managing Partner 
⦁ 2003 - 2021 : Wells Fargo Advisors, Branch Manager, Senior Vice President 
⦁ 1999 - 2003 : North Castle Partners, Associate, Private Equity 
⦁ 1996 - 1999 : Adams, Harkness - Investment Banking Associate 
⦁ 1994 - 1996 : Putnam Investments, Marketing 

John’s investment philosophy is based on traditional fundamental analysis and the time-tested portfolio management theories of asset allocation and diversification.

He believes successful investing requires both market insight and a long-term perspective. Recognizing that each client is unique, John creates customized plans and portfolios to match each client’s financial goals and risk tolerance.

John’s goal is to deliver value-added, objective advice that will make a difference in the quality of each client’s financial life.

After graduating from Guilford High School, he attended Dartmouth College and graduated cum laude with a degree in Government.
 
His graduate education includes an MBA from the Yale University School of Management and a law degree cum laude from Quinnipiac University Law School, where he attended evening classes while working full time. John is admitted to the Connecticut Bar but not currently practicing.

He began his career as a financial advisor at Morgan Stanley Dean Witter and was an advisor at UBS Financial Services before joining Wells Fargo Advisors Financial Network in 2012.  John earned the CERTIFIED FINANCIAL PLANNER® certification in September 2014 and holds the Series 7, 24, 63 securities registrations and insurance licenses.

His community activities include volunteering at St Margaret Church and serving on the Planning & Zoning Commission as Commissioner in Madison, CT.

Fred Hadlow takes a risk-adjusted, total return approach to help optimize the financial well-being of accomplished individuals, families and businesses.

Prior to becoming a Partner of Upper Valley Wealth Management, Fred was a Senior Vice President, Investment Officer at Wells Fargo Advisors locations in both Keene and Brattleboro since 2012.

Before entering wealth management, Fred held leadership positions at multiple Fortune 500 companies, including Stanley/Black & Decker and the Timken Company.

Fred and his team can assist clients with all aspects of financial needs ranging from saving for retirement and college expenses, insurance solutions, sophisticated investment planning, and estate planning strategies. Wells Fargo Advisors Financial Network is not a legal or tax advisor.

Fred is a graduate of Trinity College, Hartford, CT with a B.S. in Economics. He earned his M.B.A at Thunderbird, Graduate School of International Management.